The health insurance marketplace is an excellent tool, but sometimes you need to expand your options. Non-ACA plans give you coverage options beyond the basic and allow you to spend for only what you need, making them an excellent choice for people in a period of transition.
Not all insurance is created equal. With tools like Health Sherpa, our team can help you compare your health insurance options to find the most affordable plan for your needs.
These are private health insurance plans that you find outside of the health insurance marketplace. Because they don’t go through the marketplace, they do not have the same restrictive enrollment periods and are not subject to the same regulations as plans that adhere to the Affordable Care Act.
Non-ACA plans still offer a good deal of coverage, and can come in many forms. You can purchase temporary health insurance, indemnity plans, medical discount plans, supplemental accident coverage and more. The plan that’s best for you will be based on your anticipated healthcare needs and your budget.
Lots of people choose to search outside of the marketplace. ACA plans can be too expensive, and choosing to remain uninsured can quickly lead to medical debt. Short term coverage is excellent if you are between jobs and are experiencing a gap in coverage. Some of these plans, such as accident coverage are helpful to add to your existing coverage and increase your overall protection.
American Trustee Financial Services has partnered with Health Sherpa to make enrolling in health insurance simple and allow for free comparison of quotes from multiple insurance companies. The team at Health Sherpa offers live weekday support and even has a tool to calculate the most affordable plan for your needs. Visit our Health Sherpa link to view your plan options.
American Trustee Financial Services connects people with individual, family, and group health insurance plans. Plans that give you peace of mind to go about your daily life. See if you might be overpaying for health insurance today by scheduling an appointment with a trusted agent.
American Trustee Financial Services can help you invest in the health of your employees with group medical insurance. Book an appointment today to go over your options.